Personal Finance Empowerment Series
Welcome to the Personal Finance Empowerment Series!
The Personal Finance Empowerment Series (PFES) provides free workplace financial education to human service government and nonprofit case managers and front-line staff to achieve the following objectives:
- an increase in financial management knowledge and skills;
- meaningful changes in your financial decision-making; and
- greater confidence in achieving your financial goals.
Personal Financial Empowerment Video Series
Intended to stimulate thought about your personal financial goals and to provide insight to various concepts to better your financial life, these videos offer a brief overview of the six sessions included in the Personal Finance Empowerment Series.
Topics include: behavioral economics, setting financial goals, understanding credit, debt, retirement planning, and investments.
Workshops in the 2017 Series included:
Workshop #1: Where’s Your Financial Edge?
Start off the Personal Finance Empowerment Series with tools, resources and a group coaching experience that helps you set your financial empowerment journey (and this workshop series) on a new success track. Discover your financial “edge”. Build confidence with clear and compelling goals. Learn conversation frameworks that promote discovery. And, sign up for a free personal financial coaching session at no charge.
Workshop #2: Why Did I Buy That?
Does your buying behavior prevent you from reaching your financial goals? This workshop helps you identify your values and make spending choices consistent with those values. Through activities and group interaction you’ll be encouraged to think deeper on your spending habits and analyze how to make changes that positively affect your future opportunities.
Workshop #3: What’s Your Financial Plan?
This workshop will help you focus on your whole financial picture, including how to take charge of your financial resources, develop a personal plan, build and manage credit, and know your rights as a consumer.
Workshop #4: Does Your Debt Need A Makeover?
It’s time to create a solid plan to take control of your spending and debt repayments. Whether you have credit cards, personal loans, medical or student loan debt, this workshop is for you! We’ll discuss good vs bad debt, personal cash flow planning as well as review debt management options including snowball vs avalanche payment methods, consolidation and more. You will walk away more knowledgeable and empowered on your journey to financial freedom.
Workshop #5: "Investing: The Good and the Bad ... and Your Future"
The majority of this workshop will focus on the "good" – financial investing for your future. The end of the workshop will focus on the "bad" and how to protect your current and future assets from fraud and cybercrime.
Workshop #6: Retirement Planning? You Should Be.
It’s never too early to start planning for retirement. This workshop explains the different retirement account options and requirements. You’ll also walk away with a better sense of HOW MUCH you need to retire.
Online Tools and Resources
- Intuit Mint Budgeting Tools
- Credit Karma
- Federal Deposit Insurance Corporation
- The Stock Market Game
- Choose to Save Essential information about retirement planning and other savings goals.
- National Financial Capability Study Find out how your state compares on financial literacy indicators.
- National Student Loan Data System The US Department of Education's central database for student aid.
Tools for Teens
- Love Your Money Web-based personal finance course for college students.
- Gen i Revolution A personal finance simulation from the Council for Economic Education.
- Generation Money Multimedia resources to help teens understand personal finance.
Resources for Kids
- The US Mint Offers money-related activities for children and resources for educators
- Great Minds Think: A Kid's Guide to Money A colorful, fun activity book from the Cleveland Fed.
- Money on the Bookshelf A program for children ages 4-10 built around reading children's books. Parent guides highlight the money ideas presented in each book.
The Personal Financial Empowerment Series is made possible by a Financial Education in Your Community grant from the FINRA Investor Education Foundation and United Way Worldwide, and is presented by Metro United Way and Louisville Metro Office of Financial Empowerment. Other partners in this project include: the Center for Non Profit Excellence, Bellarmine University, the Louisville Urban League, Apprisen, Fulton180 Coaching, Consulting, and Training Projects, and Quantum Communications.