Microbusiness Program


The Louisville Metro Department of Community Services offers a microbusiness program to help low and moderate income business owners with starting and growing small businesses. A microbusiness employs five or fewer people, including the owner. The program includes training, technical assistance and an opportunity to apply for a loan.

Click here to inquire about resources and assistance for your small business.

New! You can now make a Microbusiness loan payment on-line!

You now have the ability to click here and make a payment.


Loan Program 

Many microbusinesses have little or no access to the commercial banking sector. Community Services (CS) has created a revolving micro-loan program. The loans can be financed up to six years with a preference towards shorter-term loans. The repayment period will begin 30 days after the loan closing. 

There are two programs available:

The Ignite loan program is for businesses that have been open for at least one year. The loans range from $5,000 to $15,000, with an interest rate of 4%.
The Spark loan program is for start-up businesses or businesses that have been open for less than one year. The loans range from $500 to $4,999, with 0% interest.

Click here to download the revolving loan application.

Upcoming Trainings and Events

  • Exploring Entrepreneurship
    Join us for a free, 1-hour workshop introducing self-employment and small business resources. Workshops are held the second Tuesday of every month.  To learn more, click here...
  • Money Smart for Small Business Series
    Attend a Money Smart for Small Business session in the coming months to learn about Credit Reporting, Managing Cash Flow, and Time Management.
     Learn more...
  • Lunch & Learn Sessions
    Join one or all of our upcoming Lunch & Learn sessions to lean about some federally recognized certifications and programs including Women-Owned Small Business Program, Veteran-Owned Small Business Program, and more! Learn more...
  • Entrepreneurship Fundamentals Weekly Class
    This free, five-week series offered by Community Services offers to teach the basic parts of writing a business plan and starting a business.
    Next class series starts May 23rd.  Register here by May 17, 2017.

Microbusiness 5th Anniversary Celebration

The Microbusiness staff and other community partners were proud to honor more than 150 microbusinesses serviced by Louisville Metro Community Services' Microbusiness Development Program at our 5th anniversary celebration on October 20, 2015.  Read the 5-year Summary Report.


Microbusiness Success Stories

We are so proud of the numerous successes experienced by Louisville's microbusiness owners, and training participants.  Click here to enjoy a sampling.

Technical Assistance and Outreach

The CS microbusiness team provides technical assistance to business owners. Outreach services strengthen the assistance to small businesses through strategic partnerships in the small business community. CS works with Louisville Metro’s Economic Growth and Innovation Office and other organizations in Louisville to assist small businesses. Services include:

  • Pre-assessment counseling
  • Business coaching
  • Client referrals
  • Community events and networking
  • Business workshops
  • Power Focus Microbusiness Roundtable meetings

Program Eligibility
Individuals or businesses that qualify for the program include:

  • Businesses that employ five or fewer employees including the owner.
  • The business must be located within Louisville/Jefferson County and the owner(s) must also live in Louisville.
  • The business owner’s household income must fall at or below 80% of AMI to qualify for the program.
Persons in Household 50.1 - 80% of AMI
1 $37,550 or less
2 $42,900 or less
3 $48,250 or less
4 $53,600 or less
5 $57,900 or less
6 $62,200 or less
7 $66,500 or less
8 $70,800 or less


Additional Information

Please click here for additional Micro-Enterprise resources.

Contact Us
For more information, call (502) 574-5168

Click here to read an article about how our Microbiz team is helping Louisville businesses!