Finance your business
Louisville has a broad array of local financing options for business owners and developers of commercial property and can assist with start-up and expansion costs, building façade improvements, and major renovations, and help low- and moderate-income individuals either start a microbusiness or improve a pre-existing one. These programs do not finance property purchases.
Click here to review available loans.
The Small Business Administration provides counseling services to help start and grow a small business, as well as a full array of loan, contracting, and exporting programs.
Community Ventures is a nonprofit agency that specializes in small business development and lending.
Access Ventures offers the Growth Loan, a character-based loan of up to $35,000 with no collateral or credit requirements. It is designed for small business owners who are unable to access capital through traditional underwriting methods.
JFCS Navigate is a business microlender, specializing in financing viable small business ventures that don't meet the criteria of banks or other traditional lenders. Programs include microloans for low-income individuals, immigrants, refugees, women, minorities, and other micro entrepreneurs who encounter difficulty in obtaining financing.
Kentucky Economic Development Finance Authority (KEDFA) offers fixed-rate loans for businesses in manufacturing, agribusiness, service, and technology.
LHOME offers existing small business owners loans for up to $15,000. These loans have a 7.5% APR and a 36-month maturity.
KY INNOVATION, through the Kentucky Cabinet for Economic Development, provides financial support through an array of financial assistance and tax credit programs to encourage economic development, business expansion, and job creation.
Kentucky Proud offers marketing assistance, promotional materials, and other “buy local” support programs
Click here to inquire about resources and assistance for your small business.
Take a workshop!
Louisville Metro and its resource providers offer a broad array of business training and education programs. Click here for calendar and registration.