Louisville CARES

The application for the Louisville Creating Affordable Residences for Economic Success (Louisville CARES) program is open to applicants who have submitted the pre-application and been invited to complete the full application. Louisville CARES consists of a revolving loan fund to provide gap and/or bridge financing to developers building affordable workforce housing or incorporating affordable workforce housing into market rate projects and an initiative through which Louisville Metro will purchase land near employment centers to be offered as an incentive for multi-family workforce rental housing development.

The program was developed to address the need for affordable, multi-family housing for households making 80% or less of the Area Median Income. Louisville CARES is intended to address “cost burdening,” a situation in which a family spends more than 30% of its income for housing and utilities. 
Louisville CARES is overseen by the Louisville Metro Office of Housing and Community Development. The Louisville CARES Loan Review Committee makes lending recommendations and is comprised of staff from the Louisville Affordable Housing Trust Fund and Louisville Metro.
The Louisville CARES Loan Review Committee will meet virtually on April 18 at 4 p.m. The public can watch the meeting by clicking the below link.
If you are interested in applying for Louisville CARES financing, please utilize the links below:
Policies, Procedures, and Fact Sheet
Application and Application Instructions
Neighborly application and instructions available through Office of Housing and Community Development. Call (502) 574-5850.
Application Attachments
Application Resources 
Underwriting Model Resources


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