Homeowner Resources

This page is for homeowners to learn about resources available to them, including home repair programs, lead remediation, living will creation and more.

Home Repair Programs

The Home Repair Programs are committed to providing repairs to help stabilize the home for low to moderate income homeowners. Below are the current programs available with the Office of Housing and Community Development:

• Metro-wide Home Repair
• Neighborhood-specific home repair program: Algonquin, California, Chickasaw, Hallmark, Park DuValle, Parkland, Park Hill, Portland, Shawnee, Shelby Park and Smoketown
• Russell Rental Rehab

For more information, visit Home Repair Programs page.​ For assistance with application, please call (502) 574-5850.

Property Assessment and Reassessment Moratorium Program

This program encourages the repair, rehabilitation, restoration, or stabilization of qualifying structures located in the Louisville Metro area. Under the program, owners of qualified commercial or residential property may be eligible for a moratorium (or a freeze) on a portion of local taxes for a period of five years depending on the location of the property. The Property Assessment and Reassessment Moratorium Program was updated in 2020 to lower the threshold for qualified owner-occupied properties in historically disinvested neighborhoods, including the nine neighborhoods in West Louisville, Smoketown and Shelby Park. Call Construction Review at (502) 574-3321 or click the link below for more details.

More information

Lead-Safe Louisville

Lead-Safe Louisville works to eliminate lead hazards that exist in both owner-occupied and rental units in Metro Louisville. We are not currently accepting applications. For more information, contact Lead-Safe Louisville Coordinator Erin Wallace at (502) 574-1965.

 

Our city departments and partner agencies offer many resources for homeowners:

• Department of Codes and Regulations
• Office of Sustainability
• Louisville Water Company
• LG&E
• Metropolitan Sewer District (MSD)
• TreesLouisville

Living Will Preparation

The Legal Aid Society offers a variety of resources for homeowners, including helping property owners to draft and complete a living will. Having a will is a critical way to ensure that a property is passed down to heirs, creating generational wealth for a family. Many of the city's vacant and abandoned properties are owned by individuals who have passed without a will and clear heir to take ownership of the property.

Learn more about Legal Aid Society's services.

LMHA Home Preservation Program

Louisville Metro Housing Authority offers a Home Preservation Program to help qualifying homeowners in Russell, Phoenix Hill, Park Duvalle, and Smoketown pay for some of their monthly homeownership expenses and ease the burden of rising costs. The funds can help with mortgage payments, property taxes, homeowner’s insurance and utilities.

Since 1997, the Louisville Metro Housing Authority has helped over 400 Louisville renters become homeowners by making homeownership affordable through our Housing Choice Voucher (HCV) program. LMHA is bringing that same financial assistance to current homeowners in neighborhoods where we have made significant investments.