Abandoned Property Foreclosure Program

Why does Louisville Metro Government foreclose on private property?

Metro forecloses on abandoned properties in order to force a change in ownership. When a property owner abandons a piece of property, or dies without heirs to take responsibility for the property, one of the only ways to change ownership of that property is through a foreclosure action. A foreclosure is a lawsuit to terminate an owner’s interest in a property. Metro’s primary goal with this program is to transfer property from irresponsible/deceased owners to responsible owners.

What makes a property a candidate for Metro foreclosure?
  • The property is abandoned, meaning it has been vacant and unmaintained by the owner for at least one year.
  • Metro has placed liens on the property for property maintenance code violations or because the city has had to cut the grass or board openings.
  • Property taxes are delinquent on the property. 
How does Metro decide which properties to foreclose on?
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The vast majority of Metro foreclosures are selected strategically to magnify the impact of other Metro projects and initiatives.
 

About 12% of Metro foreclosures are filed at the request of other Metro agencies or partner organizations to support specific objectives.

Roughly 8% of Metro foreclosures are filed at the request of private citizens who wish to acquire a specific abandoned property.

Is there a specific abandoned property that you would like to acquire but have been unable to locate the owner and negotiate a sale?
Metro forecloses on a few properties each year at the request of private citizens. 
 

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